According to a study by a pro-consumer financial website, ValuePenguin, people in Louisiana must pay more for auto insurance than most others in the country, and In Lafayette, drivers must pay more, on average, than other parts of Louisiana

Louisiana is ranked as the sixth most expensive state in the country for a 30 year old male with a clean driving record, with an average $3,110 premium per year for drivers in New Orleans which is 27% higher than the average for the state.

In Lafayette, the cost for the same insurance is $2,327 which is 2% more than the average for the state and makes it the 14th highest among Louisiana cities.

Louisiana rates are higher in metro New Orleans, where accidents are frequent on Interstate 10, which is the fourt most dangerous interstate in America. In addition the Interstate traverses Baton Rouge which it has the eighth highest insurance rates in Louisiana as well as Lafayette.

If you have been injured in an accident, or if you have lost a loved one in a fatal accident, the legal issues you are facing are complex, but you don’t have to face it alone. Please, call the Lafayette accident claims attorneys of Larry Curtis Law at 800-836-2064 today or contact us online right away.

As students head back to school in Lafayette, St. Martin, and St. Landry Parishes, motorists are being warned to be careful and reminded of the ban on mobile devices.

According to Lafayette police, roads will be busier than they have been over the summer as parents take their children back to school and they ask drivers to be additionally careful, slow down to the speed limit, watch out for children and the school crossing guards.

Police have also reminded motorists of the hands free rule which is a law which came into effect last year but was not enforced due to the lack of signage. This year however it is being enforced in some of the school zones where signs are now posted prohibiting drivers from using mobile devices in those zones, for any reason whether talking or texting.

If you have been injured in an accident, or if you have lost a loved one in a fatal accident, the legal issues you are facing are complex, but you don’t have to face it alone. Please, call the Lafayette accident claims attorneys of Larry Curtis Law at 800-836-2064 today or contact us online right away.

Some of the most serious auto accidents are when a car flips or has a rollover incident. If the driver or passengers are not wearing a seat belt they are often ejected which usually results in a fatality. Those wearing seat belts, while less likely to be ejected can also suffer from serious injuries and often brain damage.

Nowadays most auto makers fit an electronic stability control system to the vehicle and some also have a rollover preparation system which when the car senses a rollover is imminent, the seat belts tighten and roll bars extend. The stability system has different names depending on the manufacturer such as Electronic Roll Mitigation for Daimler Chrysler, Roll Stability Control from Ford, and Proactive Roll Avoidance from General Motors.

All of the systems are essentially the same so if the system thinks the car may roll over, if you drive too fast around a corner, or swerve sharply, it automatically controls the throttle and applies the brake to help you to regain control.

If you have been injured in an accident, or if you have lost a loved love in a fatal accident, the legal issues you are facing are complex, but you don’t have to face it alone. Please, call the Lafayette accident claims attorneys of Larry Curtis Law at 800-836-2064 today or contact us online right away.

Not wearing a seat belt is a huge problem in the United States as on average more than 2.2 million adult drivers and passengers are treated in emergency departments each year as a result of being injured in all types of motor vehicle crashes.

First let’s look at who is most likely not to wear a seat belt.

• Men are 10% less likely to wear seat belts than women.
• Adults who live in rural area are 10% less likely to wear seat belts than adults who reside in non-rural areas.
• Adults in the age range 18 to 34 are the most likely not to wear a seat belt.
• Passengers traveling in the rear of vehicles are less likely to wear seat belts increasing their risk of injury.
• Not surprisingly seat belt use is lower in states with secondary or no enforcement of seat belt laws, at around 80%, as opposed to states with primary seat belt enforcement laws, where this increased to 89%.

Those who do not wear seat belts are more likely to be seriously or fatally injured:

• Approximately 55% of teenagers (aged 13 to 20) that died in crashes in 2012 were not wearing seat belts.
• Research has proved that the use of adult seat belts reduces injuries in crashes and most importantly saves lives.
• The wearing of seat belts reduces serious injuries from vehicle accident to about half.

If you have been injured in an accident, or if you have lost a loved love in a fatal accident, the legal issues you are facing are complex, but you don’t have to face it alone. Please, call the Lafayette accident claims attorneys of Larry Curtis Law at 800-836-2064 today or contact us online right away.